What a Difference a Day Makes...........So how about a Year?

We know that if we wait, something will happen eventually.  However, if we actually do something, something may happen a lot quicker!  So why be in a hurry to buy a home right now?  Well....if you do nothing things Will Change....but they may not change the way you think

Remember the first time home buyer tax savings? It went away April 30, 2010.....and has not come back!
These photos of the Will Rogers Complex show just how fast things can change!

Two days ago, we had a sunny balmy day....and today .........
the rain has been pouring since early morning.



Keller Williams has a large research department that stays up to date on the latest real estate economic trends. 

Will Rogers Complex Sept. 25 morning





We know that we cannot control the National Economic trends, but we as individuals can chart our own trends and reach our goals.  The fact remains that home ownership is still a sound decision. And it is a fact that prices and interests rates are still at an all time low...
These are points to consider

At a Glance:

Why NOW is the Prime Time to Buy!

Near Schools, Near Shopping....priced less than 2 years ago!

Home affordability is at an all-time high. The                              
median mortgage payment on the median priced

home as a percentage of the median household

income is lower than it’s been in a generation.


Mortgage rates are at rock bottom. It’s hard to

imagine interest rates going much lower, and

when they start to inch back upwards, monthly

payments and total loan costs will spike upwards.


Home prices are back on the rise. After declining

for 30 months, home prices are trending back

This home is priced below its tax value!
Seller is willing to negotiate!

upward. The time get in to the market is NOW!         


Sellers are motivated. This means that buyers

have the upper hand! From banks looking to

dispose of foreclosed properties to homeowners

who are fiercely competing among an excess of

housing inventory, buyers have untold choices and

negotiating power.


Financing is readily available! Banks are back

in the game and ready to lend to well-qualified

buyers.


Owning vs. renting is increasingly favorable.

Since 2009, the average principal and interest

payment has fallen below the average rental rates,

and the gap is now wider than it’s been in the past

22 years.


Home ownership is still at the core of the

American Dream! Owning a home is critical

to financial stability and wealth building. It’s

a forced savings account, a place to live and a

fabulous tax deduction.

For First time buyers...........if you have a stable job and are still renting.  Take a step toward investigating the costs and the benefits of home ownership. If you have owned before and want to move to a larger home, we may be able to get you that move..........Talk about it with a REALTOR.
If you are in trouble with your mortgage, or being forced to consider leaving your home........DON'T DO THIS until you call me and we discuss your problem.  There is a lot of help that I can offer.